The Italian real estate market continues to attract international buyers thanks to its quality of life, cultural heritage, and still competitive prices compared to other European countries. From major art cities (Rome, Venice, Florence, Bologna) to coastal areas and charming villages, Italy offers opportunities for both personal use and investment.
For foreign buyers, purchasing property in Italy is generally straightforward, but requires some key checks. First, the principle of reciprocity applies: citizens of countries that allow Italians to buy property can do the same in Italy. Alternatively, foreign residents can purchase without restrictions.
The process involves three main stages: a purchase proposal, usually with a deposit; a preliminary agreement (compromesso), which binds both parties; and the final notarial deed (rogito), which transfers ownership. The notary ensures the legal and urban compliance of the property.
Buyers must obtain an Italian tax code (codice fiscale). Mortgages are also available to non-residents, although typically with more restrictive terms (loan-to-value around 50–60%).
From a tax perspective, buyers should consider purchase taxes and any taxation on rental income. Relying on qualified professionals — real estate agents, legal and tax advisors — is essential to ensure a smooth transaction.
Buying property in Italy is not only an investment, but also a strategic lifestyle and diversification choice.
Giordani & Partners Real Estate supports international clients, both residents and non-residents, with a highly qualified and tailored service, providing full assistance at every stage of the transaction. Contact us for a dedicated consultation and discover how to turn your real estate project in Italy into a secure and valuable investment.
Davide Draghetti
